Key Biscayne condos with no special assessments
Since Florida tightened condo recertification and reserve rules, a building's financial health — special assessments, recertification and litigation — matters as much as the view. We surface those signals from each listing and roll them into a daily Health score. Below: buildings ranked by Health, and current listings that explicitly state no special assessments.
Buildings ranked by financial health
Listings with no special assessments
Active condos whose listing explicitly states there are no special assessments.
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Frequently asked
What is a special assessment on a Miami condo?+
A special assessment is a one-time charge the condo association levies on owners to cover major repairs or reserve shortfalls — for example structural work required after Florida's post-Surfside recertification laws. They can run from thousands to six figures per unit, so buyers increasingly screen for buildings without pending assessments.
How does own.miami measure a building's financial health?+
Our Building Score includes a Health axis computed from the listing-level signals we extract — special assessments, upcoming assessments, 40/50-year recertification status, association litigation and financing restrictions lower it; an explicit "no special assessments" raises it. It is one input into the overall data-driven score, updated daily.
Should I avoid buildings with special assessments?+
Not necessarily — a building that has already completed and paid for its assessment can be a good value, while a low price may reflect an assessment yet to come. Use the Health signal as a prompt to ask the right questions: what work is planned, who pays, and is it funded.
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Financial signals are extracted from listing descriptions and may be incomplete; always verify a building's assessment, reserve and recertification status with the association and the listing agent. Data deemed reliable but not guaranteed.