Ocean Club – Club Tower Two
785 Crandon Blvd · Built 1998 · 20 floors · 100 residences
Ocean Club, Club Tower Two is a waterfront condominium at 785 Crandon Blvd on Key Biscayne. The 20-floor tower was completed in 1998 by Ocean Club Development Company and holds 100 residences. The Property Appraiser records it as Club Tower Two Condo.
The building sits in FEMA flood zone AE, part of the Special Flood Hazard Area, where FEMA maps a 1% yearly chance of flooding and lenders require flood insurance for a federally backed or federally regulated mortgage. It is also in Miami-Dade hurricane evacuation zone A. The lowest street next to the building is 14.1 ft above the highest tide predicted for 2026 at Virginia Key.
On the 2025 tax roll, 28% of the 100 units carry a homestead exemption and 50% are owned by a company or trust. The Miami-Dade Clerk recorded 8 resale deeds in the 12 months to October 21, 2026.
Part of the Ocean Club – Club Tower Two complex
Sister towers that share the same development, address and often amenities — compare availability across the complex.
Getting around
Key Biscayne is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
A data-grounded score for Ocean Club – Club Tower Two from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Get new listings here before the portals, and a straight answer from someone who knows the building.
Inventory
Sold $/sqft trend
3-month rolling median of closed sales in Ocean Club – Club Tower Two; bars are closings per month.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 785 Crandon Blvd
- Year built
- 1998
- Floors
- 20
- Residences
- 100
- Developer
- Ocean Club Development Company
- Waterfront
- Yes
- Ranks #7 of 11 scored Ocean Club Development Company buildings
- Asking $1,417/sqft here vs $1,285/sqft across the developer's portfolio
- 57% of the developer's portfolio has no adverse verified record
- All 11 buildings by this developer
Amenities
- · Beach access
- · Beach club
- · Fitness center
- · Tennis courts
- · Padel courts
- · Pool
- · Valet
- · Concierge
- · 24-hour security
- · Dining
- · Playground
Building rules
- Parking
- The building offers valet parking and assigned covered parking spaces.
Special assessments & recertification outlook
ElevatedPublic records checked Oct 30, 2026 (Miami-Dade Clerk, civil docket, Florida DBPR).
Verified records
- InfoSpecial assessment reported as paid — noted on 1 listingsJun 2, 2026
Source: MLS listing remarks
- Listings note no special assessment currently
- Built 1998 — past its first structural milestone; next inspection around 2033
Estimated from Ocean Club – Club Tower Two’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Ocean Club – Club Tower Two: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
- Mortgages recorded, 12 months
- 2
- 1 from banks and credit unions · purchases and refinances
- Sales bank-financed
- 13%
- 8 recorded sales, 12 months · Resales only
- Average down payment
- —
- Lowest down payment accepted
- —
Low confidence — few loans · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Key Biscayne
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 9.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone A
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 18.1 ft
- Lowest nearby street
- 15.1 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 14.1 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Legal & Regulatory
No material litigation foundCivil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
- Active material lawsuits
- 0
- Owner / association disputes
- 0
- Routine collection cases
- 0
- DBPR complaints
- 1
- Open DBPR complaints
- 0
- Insurance claimClosedassociation as defendant · Filed Sep 2024
An insurance company filed a claim against the condominium association. The case was subsequently settled and dismissed by the court. January 2025.
Source: Miami-Dade Clerk civil docket, summarized by own.miami
- Contractor / vendor disputeClosedassociation as defendant · Filed Feb 2022
A vendor, Age of Empire Inc., filed a statement of claim against the condominium association involving a contract and indebtedness. The litigation involved motions to compel, motions to dismiss, and an amended statement of claim. Filed February 2022.
Source: Miami-Dade Clerk civil docket, summarized by own.miami
No civil cases involving the association were found on the Miami-Dade docket in the last five years.
DBPR registration PR1M023821 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
Frequently asked
How much do condos at Ocean Club – Club Tower Two cost?+
There are 1 condos for sale at Ocean Club – Club Tower Two, from $5,950,000, with a median asking price of $5,950,000 ($1,417/sqft).
How much are the HOA fees at Ocean Club – Club Tower Two?+
HOA / maintenance fees at Ocean Club – Club Tower Two run around $4,454 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
Is Ocean Club – Club Tower Two a waterfront building?+
Yes — Ocean Club – Club Tower Two is a waterfront building (Key Biscayne).
When was Ocean Club – Club Tower Two built?+
Ocean Club – Club Tower Two was built in 1998, 20 stories, 100 residences.
Who developed Ocean Club – Club Tower Two?+
Ocean Club – Club Tower Two was developed by Ocean Club Development Company. Ocean Club Development Company's own.miami Developer Score is B+ across 11 buildings.
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