Ocean Club – Lake Tower
765 Crandon Blvd · Built 2002 · 6 floors · 75 residences
Ocean Club, Lake Tower is a waterfront condominium at 765 Crandon Blvd on Key Biscayne, recorded by the Property Appraiser as Lake Tower Condo. Completed in 2002 by Ocean Club Development Company, it has 6 floors and 75 residences.
The building is in FEMA flood zone AE, which means FEMA maps a 1% yearly chance of flooding and lenders require flood insurance on federally backed or federally regulated mortgages. It is also in Miami-Dade hurricane evacuation zone A. The lowest street beside the building is 3.1 ft above the highest tide predicted for 2026 at Virginia Key.
On the 2025 tax roll, 49% of the 75 units carry a homestead exemption and 29% are owned by a company or trust. The Miami-Dade Clerk recorded 7 resale deeds in the 12 months to October 21, 2026. The financeability tier is limited, at an index of 44 of 100, meaning few recent purchases were financed by regulated lenders. A public records check run on October 23, 2026 found no liens, lawsuits or regulatory complaints at watch level or higher.
Part of the Ocean Club – Lake Tower complex
Sister towers that share the same development, address and often amenities — compare availability across the complex.
Getting around
Key Biscayne is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
A data-grounded score for Ocean Club – Lake Tower from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Get new listings here before the portals, and a straight answer from someone who knows the building.
Inventory
Sold $/sqft trend
3-month rolling median of closed sales in Ocean Club – Lake Tower; bars are closings per month.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 765 Crandon Blvd
- Year built
- 2002
- Floors
- 6
- Residences
- 75
- Developer
- Ocean Club Development Company
- Waterfront
- Yes
- Ranks #1 of 11 scored Ocean Club Development Company buildings
- Asking $1,115/sqft here vs $1,285/sqft across the developer's portfolio
- 57% of the developer's portfolio has no adverse verified record
- All 11 buildings by this developer
Amenities
- · Pool
- · Spa
- · Fitness center
- · Valet
- · Concierge
- · Tennis
- · Paddle
- · Beach club
- · Restaurants
- · Youth center
- · Playground
- · Bike and storage rooms
Building rules
- Parking
- The building offers valet parking and secured bike and storage rooms under AC. Some units include assigned parking spaces with chargers.
Special assessments & recertification outlook
WatchPublic records checked Oct 30, 2026: no liens, lawsuits or regulatory complaints found for the association.
- Built 2002 — its first 25-year structural milestone inspection is due around 2027
Estimated from Ocean Club – Lake Tower’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Ocean Club – Lake Tower: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
- Mortgages recorded, 12 months
- 3
- 3 from banks and credit unions · purchases and refinances
- Sales bank-financed
- 14%
- 7 recorded sales, 12 months · Resales only
- Average down payment
- —
- Lowest down payment accepted
- —
Medium confidence · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Key Biscayne
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 9.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone A
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 12.0 ft
- Lowest nearby street
- 4.1 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 3.1 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Legal & Regulatory
No material litigation foundCivil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
- Active material lawsuits
- 0
- Owner / association disputes
- 0
- Routine collection cases
- 0
- DBPR complaints
- 0
- Open DBPR complaints
- 0
No civil cases involving the association were found on the Miami-Dade docket in the last five years.
DBPR registration PR1G025058 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
Frequently asked
How much do condos at Ocean Club – Lake Tower cost?+
There are 2 condos for sale at Ocean Club – Lake Tower, from $2,850,000, with a median asking price of $2,900,000 ($1,115/sqft).
How much are the HOA fees at Ocean Club – Lake Tower?+
HOA / maintenance fees at Ocean Club – Lake Tower run around $3,415 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
Is Ocean Club – Lake Tower a waterfront building?+
Yes — Ocean Club – Lake Tower is a waterfront building (Key Biscayne).
When was Ocean Club – Lake Tower built?+
Ocean Club – Lake Tower was built in 2002, 6 stories, 75 residences.
Who developed Ocean Club – Lake Tower?+
Ocean Club – Lake Tower was developed by Ocean Club Development Company. Ocean Club Development Company's own.miami Developer Score is B+ across 11 buildings.
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