Island Breakers is a 10-story condominium at 150 Ocean Lane Dr on Key Biscayne, completed in 1970.
The building is in FEMA flood zone AE, part of the Special Flood Hazard Area, where FEMA maps a 1% yearly chance of flooding and lenders require flood insurance on federally backed or federally regulated mortgages. It is also in Miami-Dade hurricane evacuation zone A, the first zone the county calls in a storm. The lowest street next to the building is 1.3 ft above the highest tide predicted for 2026 at Virginia Key, an Own.Miami estimate from USGS elevation data and NOAA tide predictions.
A public records check of Miami-Dade Clerk of Courts records and Florida DBPR condominium complaints, last run on October 21, 2026, found no liens, lawsuits or regulatory complaints at watch level or higher. The Car-Free Index is 0, as no rail station is close by.
Getting around
Key Biscayne is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
A data-grounded score for Island Breakers from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Get new listings here before the portals, and a straight answer from someone who knows the building.
Inventory
Sold $/sqft trend
3-month rolling median of closed sales in Island Breakers; bars are closings per month.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 150 Ocean Lane Dr
- Year built
- 1970
- Floors
- 10
- Waterfront
- No
Amenities
- · Pool
- · Gym
- · Party room
- · Bike storage
- · Private storage
- · Beach access
- · Community lounge
- · Recreation room
Building rules
- Parking
- The building offers assigned parking spaces.
Special assessments & recertification outlook
ElevatedPublic records checked Oct 30, 2026: no liens, lawsuits or regulatory complaints found for the association.
- Built 1970 — past its first structural milestone; next inspection around 2035
Estimated from Island Breakers’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Island Breakers: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
No bank mortgages recorded here in the last two years. That is not a verdict on the building — many condos trade for cash — only the absence of a signal.
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Key Biscayne
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 8.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone A
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 2.9 ft
- Lowest nearby street
- 2.3 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 1.3 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Legal & Regulatory
No material litigation foundCivil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
- Active material lawsuits
- 0
- Owner / association disputes
- 0
- Routine collection cases
- 0
- DBPR complaints
- 0
- Open DBPR complaints
- 0
No civil cases involving the association were found on the Miami-Dade docket in the last five years.
DBPR registration PR1S016648 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
Frequently asked
How much do condos at Island Breakers cost?+
There are 2 condos for sale at Island Breakers, from $799,000, with a median asking price of $817,000 ($612/sqft).
How much are the HOA fees at Island Breakers?+
HOA / maintenance fees at Island Breakers run around $686 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
When was Island Breakers built?+
Island Breakers was built in 1970, 10 stories.
We track every listing here, every day. Get the next one before it hits the portals — and a straight answer from someone who knows the building.
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