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Art Week Score 22 · #61 in Mid-Beach & North Beach
#61 in Mid-Beach & North Beach · #322 in Miami
Nearest: Jillian Mayer: Mayer Objects, 0.5 mi away
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Spear at Aqua
6103 Aqua Ave · Built 2004 · 11 floors · 59 residences
For sale
1
0 pending · 2.4 mo supply
Median asking
$1.59M
from $1.59M
Median $/sqft
$906/sqft
$869/sqft sold, 12 mo
Days on market
38
232 to sell · 5 in 12 mo
Spear at Aqua sits on the water at 6103 Aqua Ave in the Mid-Beach district of Miami Beach. The 11-story building was completed in 2004 and holds 59 residences, developed by Dacra.
The property is in FEMA flood zone AE, part of the Special Flood Hazard Area, where lenders require flood insurance for a federally backed or federally regulated mortgage. It is also in Miami-Dade hurricane evacuation zone B. The lowest street next to the building is 4.2 ft above the highest tide predicted for 2026 at Virginia Key.
On the 2025 Florida tax roll, 49% of the 59 units carry a homestead exemption and 14% are owned by a company or trust. Miami-Dade Clerk records show 5 resale deeds in the 12 months to October 21, 2026. Financeability is rated good, at 55 of 100, meaning regulated lenders have financed purchases here in the last two years.
Getting around without a car is limited: the Car-Free Index is 0, and the nearest Publix is 1130 m (about 0.7 miles) away in a straight line.
Part of the Spear at Aqua complex
Sister towers that share the same development, address and often amenities — compare availability across the complex.
Live near more of Miami
What surrounds Spear at Aqua: seasonal events, annual programs and lifestyle indexes, measured from the building.
Flanigan's IndexLive now28 / 100
Nearest Flanigan's: Flanigan's Seafood Bar and Grill (Surfside), 2.9 mi
#41 in Mid-Beach & North Beach · #332 in Miami
A modest drive. Plan the rib order on the way.
1 Flanigan's locations nearby
Publix IndexLive now
42 / 100
Nearest Publix: Publix at Publix at North Shore, 0.7 mi
#36 in Mid-Beach & North Beach · #570 in Miami
A brisk walk or a lazy scooter ride. Both respectable.
1 Publix stores nearby
Distances are straight-line, not walking or driving.
Getting around
Mid-Beach & North Beach is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
Miami Beach BoardwalkFaena DistrictFontainebleauNorth Shore Open Space ParkNormandy Isle ParkLa Gorce Country ClubCollins Avenue
77
/ 100
A−
own.miami Score
A data-grounded score for Spear at Aqua from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Value52
$906/sqft — vs. Mid-Beach & North Beach condos, then all of Miami
Momentum86
+18.4% $/sqft over 6 months
Liquidity80
2.4 months of supply · 38 days on market
Health93
Verified records on file — nothing adverse
Waterfront90
Waterfront building
Age59
Built 2004 — vs. Mid-Beach & North Beach buildings
own.miami Condo Index
120Above market100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#245 of 698 tracked Miami condos
Top 35% by price per sq ft
#28 of 85 in Mid-Beach & North Beach
Momentum
↑ Rising
$906/sqft median ask
Liquidity
Hot
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Inventory
Sold $/sqft trend
3-month rolling median of closed sales in Spear at Aqua; bars are closings per month.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 6103 Aqua Ave
- Year built
- 2004
- Floors
- 11
- Residences
- 59
- Developer
- Dacra
- Waterfront
- Yes
Developed by
Dacra68
B+ · Developer Score
- Ranks #1 of 4 scored Dacra buildings
- Asking $906/sqft here vs $1,023/sqft across the developer's portfolio
- 54% of the developer's portfolio has no adverse verified record
- All 4 buildings by this developer
Amenities
- · Pool
- · Fitness center
- · Valet
- · Concierge
- · 24-hour security
- · Party/social room
- · Sauna
- · Marina
- · Dance studio
- · Pilates studio
- · Massage rooms
- · Steam room
- · Playground
- · On-site market
Building rules
Pet, leasing and parking rules are being verified with the association.
Special assessments & recertification outlook
WatchPublic records checked Oct 31, 2026 (Miami-Dade Clerk, civil docket, Florida DBPR).
Verified records
- PositiveBank financingOct 31, 2026
Regulated lenders recorded 2 purchase or refinance loans on this building in the last 12 months, financing 20% of its recorded sales, and accepted a down payment as low as 20%. A bank writing a condominium loan has just checked the building's reserves, insurance, litigation and owner-occupancy against its own standards — verified due diligence, read from the public record. Financeability Index 55/100.
Source: Miami-Dade Clerk official records
- Built 2004 — its first 25-year structural milestone inspection is due around 2029
Estimated from Spear at Aqua’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Spear at Aqua: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
Regulated lenders are writing purchase loans here at ordinary down payments — their due diligence on reserves, insurance and litigation, verified by the public record.
- Mortgages recorded, 12 months
- 2
- 2 from banks and credit unions · purchases and refinances
- Sales bank-financed
- 20%
- 5 recorded sales, 12 months · Resales only
- Average down payment
- 24.4%
- Lowest down payment accepted
- 20%
Loan programmes, 24 months:Conventional 1Other 1
Medium confidence · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Mid-Beach & North Beach
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 8.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone B
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 5.7 ft
- Lowest nearby street
- 5.2 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 4.2 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Legal & Regulatory
No material litigation foundCivil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
- Active material lawsuits
- 0
- Owner / association disputes
- 0
- Routine collection cases
- 0
- DBPR complaints
- 0
- Open DBPR complaints
- 0
No civil cases involving the association were found on the Miami-Dade docket in the last five years.
DBPR registration PR1U025787 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
Frequently asked
How much do condos at Spear at Aqua cost?+
There are 1 condos for sale at Spear at Aqua, from $1,590,000, with a median asking price of $1,590,000 ($906/sqft).
How much are the HOA fees at Spear at Aqua?+
HOA / maintenance fees at Spear at Aqua run around $3,117 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
Is Spear at Aqua a waterfront building?+
Yes — Spear at Aqua is a waterfront building (Mid-Beach & North Beach).
When was Spear at Aqua built?+
Spear at Aqua was built in 2004, 11 stories, 59 residences.
Who developed Spear at Aqua?+
Spear at Aqua was developed by Dacra. Dacra's own.miami Developer Score is B+ across 4 buildings.
Stay ahead
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If you like Spear at Aqua, compare
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