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9821 E Bay Harbor Dr · Built 2017 · 9 floors · 41 residences

O Residences is a waterfront condominium on East Bay Harbor Drive in Bay Harbor Islands, developed by Chateau Group and completed in 2017. The building rises 9 floors and holds 41 residences. The Property Appraiser records it as O Residence Condo.
The building sits in FEMA flood zone AE, part of the Special Flood Hazard Area, where FEMA maps a 1% yearly chance of flooding and lenders require flood insurance for federally backed or federally regulated mortgages. It is in Miami-Dade hurricane evacuation zone B, and the lowest street next to the building is 1.6 ft above the highest tide predicted for 2026 at Virginia Key.
The Car-Free Index here is 0, and the nearest Publix is 860 m away in a straight line, about 0.5 miles. Three active tower construction sites are within 1 km, all 3 within 500 m. Construction nearby can bring noise and traffic while it lasts, and new towers can change views.
On the 2025 tax roll, 20% of the 41 units carry a homestead exemption and 44% are owned by a company or trust. Miami-Dade Clerk records show 4 resale deeds in the 12 months to October 21, 2026.
What surrounds O Residences: seasonal events, annual programs and lifestyle indexes, measured from the building.
Flanigan's IndexLive nowA five-minute stroll to the green booths.
Excellent urban planning.
Distances are straight-line, not walking or driving.
Bal Harbour & Surfside is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
A data-grounded score for O Residences from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Get new listings here before the portals, and a straight answer from someone who knows the building.
3-month rolling median of closed sales in O Residences; bars are closings per month.
Nearby buildings within half a mile.
Public records checked Oct 30, 2026 (Miami-Dade Clerk, civil docket, Florida DBPR).
Estimated from O Residences’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
What the banks say about O Residences: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
Low confidence — few loans · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Bal Harbour & Surfside
Public flood data at this building’s location, read Oct 22, 2026.
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 1.6 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Civil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
No civil cases involving the association were found on the Miami-Dade docket in the last five years.
DBPR registration PR76048 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
There are 1 condos for sale at O Residences, from $870,000, with a median asking price of $870,000 ($919/sqft).
HOA / maintenance fees at O Residences run around $1,408 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
Yes — O Residences is a waterfront building (Bal Harbour & Surfside).
O Residences was built in 2017, 9 stories, 41 residences.
O Residences was developed by Chateau Group. Chateau Group's own.miami Developer Score is B across 6 buildings.
We track every listing here, every day. Get the next one before it hits the portals — and a straight answer from someone who knows the building.




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