Own Bal Harbour & Surfside · Bay Harbor Islands

Kai at Bay Harbor

9940 W Bay Harbor Dr · Built 2016 · 7 floors · 54 residences

4 for sale
For sale
4
0 pending · 6.9 mo supply
Median asking
$1.59M
from $999K
Median $/sqft
$1,008/sqft
$764/sqft sold, 12 mo
Days on market
94
50 to sell · 7 in 12 mo
Kai at Bay Harbor
Listing photo · courtesy of Coldwell Banker Realty · MLS #A11970819

Located in the heart of Bay Harbor Islands, Kai at Bay Harbor is a boutique waterfront building designed by Arquitectonica. The building offers a private and intimate living environment with a selection of residences featuring expansive terraces and views of Biscayne Bay, the Intracoastal, and the Miami skyline.

The building features a variety of shared amenities, including a rooftop deck with an infinity-edge pool, a spa, and a social lounge. Additional amenities include a fitness center, a marina with boat slips, and a 24-hour concierge service. The property is situated within walking distance of the beach, local dining, and shopping.

Live near more of Miami

What surrounds Kai at Bay Harbor: seasonal events, annual programs and lifestyle indexes, measured from the building.

Distances are straight-line, not walking or driving.

Getting around

Bal Harbour & Surfside is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:

Bal Harbour ShopsSurfside BeachHaulover ParkKane ConcourseBal Harbour Beach PathSurfside Community Center
64
/ 100
B+
own.miami Score

A data-grounded score for Kai at Bay Harbor from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.

Value49
$1,008/sqft — vs. Bal Harbour & Surfside condos, then all of Miami
Momentum7
-20.3% $/sqft over 6 months
Liquidity56
6.9 months of supply · 94 days on market
Health100
Public records checked — no liens, lawsuits or complaints on file
Waterfront90
Waterfront building
Age77
Built 2016 — vs. Bal Harbour & Surfside buildings
own.miami Condo Index
122Above market100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#235 of 698 tracked Miami condos
Top 34% by price per sq ft
#27 of 76 in Bal Harbour & Surfside
Momentum
↓ Cooling
$1,008/sqft median ask
Liquidity
Warm
See the full Condo Index →
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Inventory

Sold $/sqft trend

3-month rolling median of closed sales in Kai at Bay Harbor; bars are closings per month.

$497$804$1111Feb 2024Oct 2024Jun 2025Feb 2026Jul 2026

Location

Nearby buildings within half a mile.

Building facts

Address
9940 W Bay Harbor Dr
Year built
2016
Floors
7
Residences
54
Developer
3D Developers
Waterfront
Yes

Amenities

  • · Pool
  • · Fitness center
  • · Valet
  • · Concierge
  • · 24-hour security
  • · Social room
  • · Marina
  • · Bbq area
  • · Fire pit

Building rules

Parking
The building offers assigned garage parking, with some units including side-by-side spaces or tandem parking.

Special assessments & recertification outlook

Clear

Public records checked Oct 30, 2026: no liens, lawsuits or regulatory complaints found for the association.

  • Built 2016 — its first 25-year structural milestone inspection is due around 2041

Estimated from Kai at Bay Harbor’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.

Financeability

What the banks say about Kai at Bay Harbor: recorded purchase mortgages, the down payments they accepted, and the programmes in use.

47Limited financing
Mortgages recorded, 12 months
4
4 from banks and credit unions · purchases and refinances
Sales bank-financed
67%
6 recorded sales, 12 months · Resales only
Average down payment
35.1%
Lowest down payment accepted
25.6%
Loan programmes, 24 months:Conventional 4

High confidence · As of 2026-10-31

Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Bal Harbour & Surfside

Flooding and storm surge

Public flood data at this building’s location, read Oct 22, 2026.

FEMA flood zone
Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
Base flood elevation on the map: 8.0 ft (NGVD29).
Hurricane evacuation zone
Zone B
Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
Ground at the building
3.4 ft
Lowest nearby street
2.3 ft
Highest predicted tide, 2026
1.0 ft

Elevations in feet above the NAVD88 datum.

The lowest street next to this building sits 1.3 ft above this year’s highest predicted tide (Oct 27, 2026).

Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.

How we measure thisCompare neighborhoods

Frequently asked

How much do condos at Kai at Bay Harbor cost?+

There are 4 condos for sale at Kai at Bay Harbor, from $999,000, with a median asking price of $1,589,500 ($1,008/sqft).

How much are the HOA fees at Kai at Bay Harbor?+

HOA / maintenance fees at Kai at Bay Harbor run around $2,327 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.

Is Kai at Bay Harbor a waterfront building?+

Yes — Kai at Bay Harbor is a waterfront building (Bal Harbour & Surfside).

When was Kai at Bay Harbor built?+

Kai at Bay Harbor was built in 2016, 7 stories, 54 residences.

Who developed Kai at Bay Harbor?+

Kai at Bay Harbor was developed by 3D Developers.

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