Flanigan's IndexLive now64 / 100
Nearest Flanigan's: Flanigan's Seafood Bar and Grill (Surfside), 0.8 mi
#77 in Bal Harbour & Surfside · #115 in Miami
Close enough for a weeknight. Far enough to feel virtuous.
Own Bal Harbour & Surfside · Bay Harbor Islands
Montego Club
10180 W Bay Harbor Dr · Built 1971 · 6 floors · 15 residences
For sale
2
0 pending · 8.0 mo supply
Median asking
$941K
from $935K
Median $/sqft
$460/sqft
$425/sqft sold, 12 mo
Days on market
87
82 to sell · 3 in 12 mo
Situated in the heart of Bay Harbor Islands, Montego Club offers a waterfront location with direct intracoastal views and proximity to Bal Harbour Shops, Surfside, and the beach. The building has completed its 50-year certification.
The property provides direct water access and features boat docks available for rent, providing access to Haulover Inlet and the open ocean.
Live near more of Miami
What surrounds Montego Club: seasonal events, annual programs and lifestyle indexes, measured from the building.
Flanigan's IndexLive nowPublix IndexLive now
46 / 100
Nearest Publix: Publix at Publix at Surfside, 0.9 mi
#70 in Bal Harbour & Surfside · #514 in Miami
Close enough for a weeknight run, far enough to feel virtuous.
1 Publix stores nearby
Crane IndexLive now
Tower sites within 1 km: 3
Within 500 m: 2 · within 250 m: 0
Nearest tower site: Bay Harbor Towers, 0.2 mi
4 tower sites nearby
- Bay Harbor Towers0.2 mi
- La Maré0.3 mi
- La Baia North0.6 mi
- Rivage Bal Harbour0.7 mi
Distances are straight-line, not walking or driving.
Getting around
Bal Harbour & Surfside is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
Bal Harbour ShopsSurfside BeachHaulover ParkKane ConcourseBal Harbour Beach PathSurfside Community Center
67
/ 100
B+
own.miami Score
A data-grounded score for Montego Club from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Value57
$460/sqft — vs. Bal Harbour & Surfside condos, then all of Miami
Momentum61
+3.9% $/sqft over 6 months
Liquidity55
8.0 months of supply · 87 days on market
Health100
Verified records on file — nothing adverse
Waterfront90
Waterfront building
Age15
Built 1971 — vs. Bal Harbour & Surfside buildings
own.miami Condo Index
79Value100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#535 of 698 tracked Miami condos
Top 77% by price per sq ft
#69 of 76 in Bal Harbour & Surfside
Momentum
↑ Rising
$460/sqft median ask
Liquidity
Warm
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Inventory
$935,000$457/sqft
2 bd · 2.5 ba · 2,045 sqft
10180 W Bay Harbor Dr #3A
40/50-yr recertification
Listing courtesy of Douglas Elliman, Stefania Cambarau (Lic. #3262980) · MLS #A12079134
$947,000$463/sqft
2 bd · 2.5 ba · 2,045 sqft
10180 W Bay Harbor Dr #4A
No special assessments
Listing courtesy of Douglas Elliman, Michele Tess Berlowitz (Lic. #0604782) · MLS #A12021103
Sold $/sqft trend
3-month rolling median of closed sales in Montego Club; bars are closings per month.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 10180 W Bay Harbor Dr
- Year built
- 1971
- Floors
- 6
- Residences
- 15
- Waterfront
- Yes
Amenities
- · Boat docks
Building rules
- Parking
- Two assigned parking spaces are included for units.
Special assessments & recertification outlook
WatchPublic records checked Oct 30, 2026: no liens, lawsuits or regulatory complaints found for the association.
Verified records
- Positive40-year recertification completedAug 31, 2026
Source: MLS listing remarks
- Positive40-year recertification completedMay 18, 2026
Source: MLS listing remarks
- Listings report the 40-year recertification completed
- Listings report the 40-year recertification completed
- Listings note no special assessment currently
- Built 1971 — a recurring structural milestone inspection is due around 2026
Estimated from Montego Club’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Montego Club: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
- Mortgages recorded, 12 months
- 1
- 1 from banks and credit unions · purchases and refinances
- Sales bank-financed
- 33%
- 3 recorded sales, 12 months · Resales only
- Average down payment
- —
- Lowest down payment accepted
- —
Loan programmes, 24 months:Conventional 1
Low confidence — few loans · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Bal Harbour & Surfside
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 8.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone B
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 4.3 ft
- Lowest nearby street
- 2.6 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 1.6 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Frequently asked
How much do condos at Montego Club cost?+
There are 2 condos for sale at Montego Club, from $935,000, with a median asking price of $941,000 ($460/sqft).
How much are the HOA fees at Montego Club?+
HOA / maintenance fees at Montego Club run around $1,494 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
Is Montego Club a waterfront building?+
Yes — Montego Club is a waterfront building (Bal Harbour & Surfside).
When was Montego Club built?+
Montego Club was built in 1971, 6 stories, 15 residences.
Stay ahead
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If you like Montego Club, compare
Island Pointe
10350 W Bay Harbor Dr · 1966 · 11 floors
4 for salefrom $349K$421/sqft
London Towers
9381 E Bay Harbor Dr · 1966 · 7 floors
4 for salefrom $379K$371/sqft
Ten Thousand Plaza
10000 W Bay Harbor Dr · 1977 · 7 floors
3 for salefrom $420K$367/sqft
Belmont
10101 E Bay Harbor Dr · 1967 · 7 floors
2 for salefrom $435K$379/sqft
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