Own Bal Harbour & Surfside · Bay Harbor Islands

Island Pointe

10350 W Bay Harbor Dr · Built 1966 · 11 floors · 165 residences

4 for sale
For sale
4
0 pending · 9.6 mo supply
Median asking
$400K
from $349K
Median $/sqft
$421/sqft
$421/sqft sold, 12 mo
Days on market
57
144 to sell · 5 in 12 mo

1 of 4 are priced $450K+ and browsable on own.miami; the stats above cover every unit for sale.

Island Pointe
Listing photo · courtesy of Caba Real Estate · MLS #A12082671

Island Pointe is a gated waterfront community situated on the northern end of Bay Harbor Islands. The building offers a variety of views, including unobstructed views of Biscayne Bay and the surrounding skyline. The property is situated in a walkable neighborhood near local dining, shopping, and the beach.

Residents have access to a range of shared amenities, including a heated bayfront pool, a large fitness center, and a community room featuring billiards. The grounds include waterfront tiki huts, gas barbecue grills, and a private boardwalk with a community boat dock. The building is managed on-site and features a 24-hour attended front desk and a secure lobby.

Live near more of Miami

What surrounds Island Pointe: seasonal events, annual programs and lifestyle indexes, measured from the building.

Distances are straight-line, not walking or driving.

Getting around

Bal Harbour & Surfside is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:

Bal Harbour ShopsSurfside BeachHaulover ParkKane ConcourseBal Harbour Beach PathSurfside Community Center
54
/ 100
B
own.miami Score

A data-grounded score for Island Pointe from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.

Value61
$421/sqft — vs. Bal Harbour & Surfside condos, then all of Miami
Momentum22
-8.9% $/sqft over 6 months
Liquidity60
9.6 months of supply · 57 days on market
Health68
2 verified records: Special assessment — noted on 1 listings
Waterfront90
Waterfront building
Age6
Built 1966 — vs. Bal Harbour & Surfside buildings
own.miami Condo Index
72Value100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#575 of 698 tracked Miami condos
Top 82% by price per sq ft
#73 of 76 in Bal Harbour & Surfside
Momentum
↓ Cooling
$421/sqft median ask
Liquidity
Warm
See the full Condo Index →
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Inventory

Sold $/sqft trend

3-month rolling median of closed sales in Island Pointe; bars are closings per month.

$182$773$1365Jan 2024Jun 2024Mar 2025Sep 2025Jun 2026Oct 2026

Location

Nearby buildings within half a mile.

Building facts

Address
10350 W Bay Harbor Dr
Year built
1966
Floors
11
Residences
165
Developer
Lancebay, L.L.C., A Delaware Limited Liability Company
Waterfront
Yes

Amenities

  • · 24-hour front desk
  • · Fitness center
  • · Community room
  • · Pool
  • · Tiki huts
  • · Gas grills
  • · Media room
  • · Boat slips
  • · Gated security

Building rules

Parking
Parking options include assigned spaces in the garage and non-garage spaces.

Special assessments & recertification outlook

Elevated

Public records checked Oct 28, 2026 (Miami-Dade Clerk, civil docket, Florida DBPR).

Verified records

  • PositiveBank financingOct 31, 2026

    Regulated lenders recorded 2 purchase or refinance loans on this building in the last 12 months, financing 33% of its recorded sales, and accepted a down payment as low as 5%. A bank writing a condominium loan has just checked the building's reserves, insurance, litigation and owner-occupancy against its own standards — verified due diligence, read from the public record. Financeability Index 67/100.

    Source: Miami-Dade Clerk official records

  • ElevatedSpecial assessment — noted on 1 listingsJan 15, 2026

    Source: MLS listing remarks

  • Verified: a special assessment is in force
  • Built 1966 — past its first structural milestone; next inspection around 2031

Estimated from Island Pointe’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.

Financeability

What the banks say about Island Pointe: recorded purchase mortgages, the down payments they accepted, and the programmes in use.

67Financeable

Regulated lenders are writing purchase loans here at ordinary down payments — their due diligence on reserves, insurance and litigation, verified by the public record.

Mortgages recorded, 12 months
2
2 from banks and credit unions · purchases and refinances
Sales bank-financed
33%
6 recorded sales, 12 months · Resales only
Average down payment
23%
Lowest down payment accepted
5%
Loan programmes, 24 months:Conventional 2

Medium confidence · As of 2026-10-31

Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Bal Harbour & Surfside

Flooding and storm surge

Public flood data at this building’s location, read Oct 22, 2026.

FEMA flood zone
Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
Base flood elevation on the map: 9.0 ft.
Hurricane evacuation zone
Zone B
Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
Ground at the building
5.6 ft
Lowest nearby street
2.3 ft
Highest predicted tide, 2026
1.0 ft

Elevations in feet above the NAVD88 datum.

The lowest street next to this building sits 1.3 ft above this year’s highest predicted tide (Oct 27, 2026).

Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.

How we measure thisCompare neighborhoods

Frequently asked

How much do condos at Island Pointe cost?+

There are 4 condos for sale at Island Pointe, from $349,000, with a median asking price of $399,500 ($421/sqft).

How much are the HOA fees at Island Pointe?+

HOA / maintenance fees at Island Pointe run around $1,284 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.

Is Island Pointe a waterfront building?+

Yes — Island Pointe is a waterfront building (Bal Harbour & Surfside).

When was Island Pointe built?+

Island Pointe was built in 1966, 11 stories, 165 residences.

Who developed Island Pointe?+

Island Pointe was developed by Lancebay, L.L.C., A Delaware Limited Liability Company.

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