Flanigan's IndexLive now70 / 100
Nearest Flanigan's: Flanigan's Seafood Bar and Grill (Surfside), 0.6 mi
#49 in Bal Harbour & Surfside · #76 in Miami
Walk over, walk back, no parking drama.
Own Bal Harbour & Surfside · Bay Harbor Islands
Villas At Bay Harbor
1174 98th St · Built 2008 · 4 floors
For sale
0
0 pending
Sold, 12 months
1
1 recorded sale
Last sale
$1.25M
Apr 8, 2026
Last sale, per sqft
$492/sqft
$492/sqft sold, 12 mo
Stay ahead
No units for sale right now
1 sold in the last 12 months. Get an email the moment a unit lists here — and our team will reach out so you can move first.
Off-market and pocket listings never hit the portals. Ask us — we know who is thinking of selling.
Villas At Bay Harbor is a 4-floor condominium at 1174 98th St in Bay Harbor Islands, part of the Bal Harbour and Surfside area. It was completed in 2008.
The building sits in FEMA zone AE, part of the Special Flood Hazard Area, where FEMA maps a 1% yearly chance of flooding and lenders require flood insurance on federally backed or regulated mortgages. It is in Miami-Dade evacuation zone B. The lowest street next to the building is 1.9 ft above the highest tide predicted for 2026 at Virginia Key.
Three active tower construction sites are within 1 km, all 3 of them within 500 m, which can mean noise and traffic while work continues. The Car-Free Index is 0, and the nearest Publix is 1030 m away in a straight line.
A public records check run on October 21, 2026 found no liens, lawsuits or regulatory complaints at watch level or higher. Financeability is in the limited tier at 45 of 100, meaning few recent purchases were financed by regulated lenders. The Miami-Dade Clerk recorded 2 resale deeds in the 12 months to October 22, 2026.
Live near more of Miami
What surrounds Villas At Bay Harbor: seasonal events, annual programs and lifestyle indexes, measured from the building.
Flanigan's IndexLive nowPublix IndexLive now
50 / 100
Nearest Publix: Publix at Publix at Surfside, 0.6 mi
#44 in Bal Harbour & Surfside · #428 in Miami
A brisk walk or a lazy scooter ride. Both respectable.
1 Publix stores nearby
Crane IndexLive now
Tower sites within 1 km: 3
Within 500 m: 3 · within 250 m: 0
Nearest tower site: La Maré, 0.2 mi
5 tower sites nearby
- La Maré0.2 mi
- Bay Harbor Towers0.3 mi
- La Baia North0.3 mi
- Rivage Bal Harbour0.8 mi
- Ocean House Surfside0.8 mi
Distances are straight-line, not walking or driving.
Getting around
Bal Harbour & Surfside is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
Bal Harbour ShopsSurfside BeachHaulover ParkKane ConcourseBal Harbour Beach PathSurfside Community Center
82
/ 100
A
own.miami Score
A data-grounded score for Villas At Bay Harbor from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Value95
$492/sqft — vs. Bal Harbour & Surfside condos, then all of Miami
Momentum50
Recent price trend
Liquidity94
0.0 months of supply
Health100
Public records checked — no liens, lawsuits or complaints on file
Waterfront55
Not waterfront
Age65
Built 2008 — vs. Bal Harbour & Surfside buildings
own.miami Condo Index
98At market100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#363 of 698 tracked Miami condos
Top 52% by price per sq ft
#45 of 76 in Bal Harbour & Surfside
Momentum
→ Steady
$492/sqft median ask
Liquidity
Hot
Inventory
Sold $/sqft trend
3-month rolling median of closed sales in Villas At Bay Harbor; bars are closings per month.
Not enough closed sales yet for a trend.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 1174 98th St
- Year built
- 2008
- Floors
- 4
- Developer
- BAY Harbor Developers Group LLC
- Waterfront
- No
Amenities
Amenity list coming soon.
Building rules
Pet, leasing and parking rules are being verified with the association.
Special assessments & recertification outlook
WatchPublic records checked Oct 29, 2026: no liens, lawsuits or regulatory complaints found for the association.
- Built 2008 — its first 25-year structural milestone inspection is due around 2033
Estimated from Villas At Bay Harbor’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Villas At Bay Harbor: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
- Mortgages recorded, 12 months
- 2
- 2 from banks and credit unions · purchases and refinances
- Sales bank-financed
- —
- 2 recorded sales, 12 months · Resales only
- Average down payment
- —
- Lowest down payment accepted
- —
Loan programmes, 24 months:Conventional 2
Medium confidence · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Bal Harbour & Surfside
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 8.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone B
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 6.3 ft
- Lowest nearby street
- 2.9 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 1.9 ft above this year’s highest predicted tide (Oct 27, 2026).
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Legal & Regulatory
No material litigation foundCivil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
- Active material lawsuits
- 0
- Owner / association disputes
- 0
- Routine collection cases
- 0
- DBPR complaints
- 0
- Open DBPR complaints
- 0
No civil cases involving the association were found on the Miami-Dade docket in the last five years.
DBPR registration PR72558 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
Frequently asked
When was Villas At Bay Harbor built?+
Villas At Bay Harbor was built in 2008, 4 stories.
Who developed Villas At Bay Harbor?+
Villas At Bay Harbor was developed by BAY Harbor Developers Group LLC.
Stay ahead
Interested in Villas At Bay Harbor?
We track every listing here, every day. Get the next one before it hits the portals — and a straight answer from someone who knows the building.
If you like Villas At Bay Harbor, compare
Oceana Bal Harbour
10201 Collins Ave · 2016 · 28 floors
15 for salefrom $2.5M$2,443/sqft
Waverly at Surfside
9201 Collins Ave · 2003 · 12 floors
10 for salefrom $449K$817/sqft
One Bal Harbour
10295 Collins Ave · 2007 · 26 floors
7 for salefrom $3.55M$1,836/sqft
St. Regis Bal Harbour North Tower
9701 Collins Ave · 2011 · 27 floors
6 for salefrom $6.8M$2,514/sqft
Embed this building
Add a live Own Miami card to your site or blog — it updates automatically. See all widget options →
<iframe src="https://own.miami/embed/building/villas-at-bay-harbor" width="440" height="230" style="border:0;max-width:100%" loading="lazy" title="Own Miami building card"></iframe>