Fisher Island condo financeability
Which buildings the banks are lending on, at what down payment. Read from recorded mortgages in the public record — counts and shares only, never individual loans.
Financeability Index
| Building | Reading | Loans (12 mo) | Sales financed | Avg. down | Lowest down |
|---|---|---|---|---|---|
| Seaside Villas | 30Limited financing | 1 / 1 | — | — | — |
| Oceanside at Fisher Island | 27Mostly cash | 0 / 2 | — | — | — |
| Palazzo della Luna | 15Mostly cash | 1 / 2 | 0% | — | — |
| Bayside Village | Not enough recorded loans | 0 / 0 | — | — | — |
| Bayview at Fisher Island 4900 | Not enough recorded loans | 0 / 0 | — | — | — |
| Bayview at Fisher Island 5000 | Not enough recorded loans | 0 / 0 | — | — | — |
| Bayview at Fisher Island 5100 | Not enough recorded loans | 0 / 0 | — | — | — |
| Bayview at Fisher Island 5200 | Not enough recorded loans | 0 / 0 | — | — | — |
| Bayview at Fisher Island 5300 | Not enough recorded loans | 0 / 0 | — | — | — |
| Harborview at Fisher Island | Not enough recorded loans | 0 / 0 | — | — | — |
| Palazzo del Mare | Not enough recorded loans | 0 / 0 | — | — | — |
| Palazzo del Sol | Not enough recorded loans | 0 / 0 | — | — | — |
| Seaside Village | Not enough recorded loans | 0 / 0 | — | — | — |
| Six Fisher Island | Not enough recorded loans | 0 / 0 | — | — | — |
| Villa del Mare | Not enough recorded loans | 0 / 0 | — | — | — |
How we read it
A bank that writes a purchase mortgage at an ordinary down payment has just checked the building itself: reserves, insurance, litigation, owner-occupancy. The index (0–100) adds four parts: the share of recorded sales financed by regulated lenders over 24 months (up to 40), the lowest down payment one of them accepted (up to 35), lending in the last 12 months (up to 15) and FHA/VA programme approval (10). The absence of loans proves nothing — cash buildings are simply marked "not enough recorded loans" — so nothing here ever lowers a building's Health score.
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. · As of 2026-10-15