Own South Beach · South of Fifth

The Cosmopolitan

110 Washington Ave · Built 2004 · 8 floors · 221 residences

FHA-approved
5 for sale
For sale
5
1 pending · 7.5 mo supply
Median asking
$765K
from $650K
Median $/sqft
$995/sqft
$870/sqft sold, 12 mo
Days on market
1
40 to sell · 8 in 12 mo
The Cosmopolitan
Listing photo · courtesy of Ancona Real Estate Inc · MLS #A12086272

The Cosmopolitan sits in the South of Fifth district of South Beach, an 8-floor building of 221 residences developed by Groupe Pacific and completed in 2004.

The building is in FEMA zone AE, part of the Special Flood Hazard Area, where lenders require flood insurance for a federally backed or federally regulated mortgage. It is also in Miami-Dade hurricane evacuation zone B, and the lowest street beside it is 1.4 ft above the highest tide predicted for 2026 at Virginia Key.

The building has a current FHA condominium approval on the HUD list, so FHA-insured loans can be used while it lasts. Its financeability reading is strong, at 83 of 100. A public records check run on October 24, 2026 found no liens, lawsuits or regulatory complaints at watch level or higher.

On the 2025 tax roll, 28% of units carry a homestead exemption and 23% are owned by a company or trust. The Miami-Dade Clerk recorded 8 resale deeds in the 12 months to October 22, 2026. The nearest Publix is 660 m away in a straight line, and the Car-Free Index is 1.

Live near more of Miami

What surrounds The Cosmopolitan: seasonal events, annual programs and lifestyle indexes, measured from the building.

Distances are straight-line, not walking or driving.

Getting around

South Beach is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:

Ocean DriveLincoln RoadSouth Pointe ParkMiami Beach BoardwalkEspañola Way
71
/ 100
A−
own.miami Score

A data-grounded score for The Cosmopolitan from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.

Value66
$995/sqft — vs. South Beach condos, then all of Miami
Momentum33
-4.9% $/sqft over 6 months
Liquidity80
7.5 months of supply · 1 days on market
Health100
Verified records on file — nothing adverse
Waterfront55
Not waterfront
Age62
Built 2004 — vs. South Beach buildings
own.miami Condo Index
131Above market100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#197 of 698 tracked Miami condos
Top 28% by price per sq ft
#38 of 121 in South Beach
Momentum
↓ Cooling
$995/sqft median ask
Liquidity
Warm
See the full Condo Index →

The stacks

5 lines · modeled from 34 sales

Condos repeat vertically — each “line” is a stack of near-identical units up the tower. We reconstruct The Cosmopolitan’s lines from its sale history: the floorplan, the view, and how $/sqft climbs with the floor.

LineLayoutSizeView$/sqftSales
-111 bd · 1 ba686 sqftIntracoastal View$860/sqft3
-14Best value2 bd · 2.5 ba1,247 sqft—$686/sqft3
-172 bd · 2 ba1,196 sqft—$995/sqft2
-212 bd · 2 ba1,196 sqftSkyline$811/sqft3
-231 bd · 1.5 ba826 sqftPool Area View$835/sqft3

Modeled from The Cosmopolitan’s past listings and sales — a guide to the building’s layouts and floor premiums, not an official floor plan. “Per floor” is the average $/sqft change per floor up the stack.

What’s a unit here worth?

Pick a line and a floor — we estimate the value from The Cosmopolitan’s own sales history.

Estimated value
$855,000
$759,000–$951,000 · $686/sqft
Moderate confidence · 3 sales

Estimate only — not an appraisal. It reflects the line and floor, not a specific unit’s condition, renovations or view obstructions.

Want the inside track on The Cosmopolitan?

Get new listings here before the portals, and a straight answer from someone who knows the building.

Inventory

Sold $/sqft trend

3-month rolling median of closed sales in The Cosmopolitan; bars are closings per month.

$682$875$1068Dec 2023Sep 2024Jan 2025Aug 2025Jan 2026Jul 2026

Location

Nearby buildings within half a mile.

Building facts

Address
110 Washington Ave
Year built
2004
Floors
8
Residences
221
Waterfront
No
Developed by
Groupe Pacific
55
B · Developer Score
  • Ranks #6 of 12 scored Groupe Pacific buildings
  • Asking $995/sqft here vs $826/sqft across the developer's portfolio
  • 9% of the developer's portfolio has no adverse verified record
  • All 12 buildings by this developer

Amenities

  • · Pool
  • · Jacuzzi
  • · Fitness center
  • · Clubroom
  • · 24-hour security
  • · Sauna
  • · Valet
  • · Concierge
  • · Front desk
  • · Package room
  • · High-speed internet

Building rules

Parking
The building offers assigned garage parking and valet service.

Special assessments & recertification outlook

Watch

Public records checked Oct 31, 2026: no liens, lawsuits or regulatory complaints found for the association.

Verified records

  • PositiveBank financingOct 31, 2026

    Regulated lenders recorded 5 purchase or refinance loans on this building in the last 12 months, financing 38% of its recorded sales, and accepted a down payment as low as 5%. A bank writing a condominium loan has just checked the building's reserves, insurance, litigation and owner-occupancy against its own standards — verified due diligence, read from the public record. Financeability Index 83/100.

    Source: Miami-Dade Clerk official records

  • PositiveNo special assessment — noted on 2 listingsOct 30, 2026

    Source: MLS listing remarks

  • Verified: no special assessment in force
  • Built 2004 — its first 25-year structural milestone inspection is due around 2029

Estimated from The Cosmopolitan’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.

Financeability

What the banks say about The Cosmopolitan: recorded purchase mortgages, the down payments they accepted, and the programmes in use.

83Readily financeable

Regulated lenders are writing purchase loans here at ordinary down payments — their due diligence on reserves, insurance and litigation, verified by the public record.

Mortgages recorded, 12 months
6
5 from banks and credit unions · purchases and refinances
Sales bank-financed
38%
8 recorded sales, 12 months · Resales only
Average down payment
23.8%
Lowest down payment accepted
5%
Loan programmes, 24 months:Conventional 4FHA 1Private lenders 1FHA programme approvals

High confidence · As of 2026-10-31

Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with South Beach

Flooding and storm surge

Public flood data at this building’s location, read Oct 22, 2026.

FEMA flood zone
Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
Base flood elevation on the map: 8.0 ft (NGVD29).
Hurricane evacuation zone
Zone B
Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
Ground at the building
3.9 ft
Lowest nearby street
2.4 ft
Highest predicted tide, 2026
1.0 ft

Elevations in feet above the NAVD88 datum.

The lowest street next to this building sits 1.4 ft above this year’s highest predicted tide (Oct 27, 2026).

Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.

How we measure thisCompare neighborhoods

Frequently asked

How much do condos at The Cosmopolitan cost?+

There are 5 condos for sale at The Cosmopolitan, from $649,900, with a median asking price of $765,000 ($995/sqft).

How much are the HOA fees at The Cosmopolitan?+

HOA / maintenance fees at The Cosmopolitan run around $1,073 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.

When was The Cosmopolitan built?+

The Cosmopolitan was built in 2004, 8 stories, 221 residences.

Who developed The Cosmopolitan?+

The Cosmopolitan was developed by Groupe Pacific. Groupe Pacific's own.miami Developer Score is B across 12 buildings.

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