Own Bal Harbour & Surfside · Bay Harbor Islands

Bay Harbor Club

1025 92nd St · Built 2015 · 8 floors · 42 residences

VA-approved
2 for sale
For sale
2
0 pending · 8.0 mo supply
Median asking
$607K
from $584K
Median $/sqft
$480/sqft
$539/sqft sold, 12 mo
Days on market
128
244 to sell · 3 in 12 mo
Bay Harbor Club
Listing photo · courtesy of Pineywoods Realty LLC · MLS #A11912198

Situated in the heart of Bay Harbor Islands, this boutique building offers a tranquil island setting with easy access to local beaches, dining, and shopping. The property features a selection of units with floor-to-ceiling windows and large balconies, providing views of the surrounding area and the Miami skyline.

The building features a rooftop deck equipped with an infinity pool, a jacuzzi, and a BBQ/entertainment area. Residents also have access to a fitness center and an elegant lobby. The property is located in a walkable neighborhood near local schools and parks.

Live near more of Miami

What surrounds Bay Harbor Club: seasonal events, annual programs and lifestyle indexes, measured from the building.

Distances are straight-line, not walking or driving.

Getting around

Bal Harbour & Surfside is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:

Bal Harbour ShopsSurfside BeachHaulover ParkKane ConcourseBal Harbour Beach PathSurfside Community Center
68
/ 100
B+
own.miami Score

A data-grounded score for Bay Harbor Club from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.

Value97
$480/sqft — vs. Bal Harbour & Surfside condos, then all of Miami
Momentum50
Recent price trend
Liquidity48
8.0 months of supply · 128 days on market
Health72
Verified records on file — nothing adverse
Waterfront55
Not waterfront
Age75
Built 2015 — vs. Bal Harbour & Surfside buildings
own.miami Condo Index
87At market100 = the median Miami condo building's price per sq ft; 200 = twice it.
Rank
#447 of 698 tracked Miami condos
Top 64% by price per sq ft
#58 of 76 in Bal Harbour & Surfside
Momentum
→ Steady
$480/sqft median ask
Liquidity
Warm
See the full Condo Index →
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Inventory

Sold $/sqft trend

3-month rolling median of closed sales in Bay Harbor Club; bars are closings per month.

$489$521$553Dec 2023Mar 2024Oct 2024Jul 2025Sep 2026

Location

Nearby buildings within half a mile.

Building facts

Address
1025 92nd St
Year built
2015
Floors
8
Residences
42
Developer
BH Group
Waterfront
No
Developed by
BH Group
42
C+ · Developer Score
  • Ranks #1 of 3 scored BH Group buildings
  • Asking $480/sqft here vs $604/sqft across the developer's portfolio
  • 0% of the developer's portfolio has no adverse verified record
  • All 3 buildings by this developer

Amenities

  • · Pool
  • · Jacuzzi
  • · Fitness center
  • · Bbq area
  • · Lobby

Building rules

Parking
Units include two assigned parking spaces, with some units featuring garage parking.

Special assessments & recertification outlook

Clear

Public records checked Oct 26, 2026 (Miami-Dade Clerk, civil docket, Florida DBPR).

Verified records

  • PositiveBank financingOct 31, 2026

    Regulated lenders recorded 3 purchase or refinance loans on this building in the last 12 months, financing 75% of its recorded sales, and accepted a down payment as low as 15%. A bank writing a condominium loan has just checked the building's reserves, insurance, litigation and owner-occupancy against its own standards — verified due diligence, read from the public record. Financeability Index 89/100.

    Source: Miami-Dade Clerk official records

  • Built 2015 — its first 25-year structural milestone inspection is due around 2040

Estimated from Bay Harbor Club’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.

Financeability

What the banks say about Bay Harbor Club: recorded purchase mortgages, the down payments they accepted, and the programmes in use.

89Readily financeable

Regulated lenders are writing purchase loans here at ordinary down payments — their due diligence on reserves, insurance and litigation, verified by the public record.

Mortgages recorded, 12 months
4
3 from banks and credit unions · purchases and refinances
Sales bank-financed
75%
4 recorded sales, 12 months · Resales only
Average down payment
37%
Lowest down payment accepted
15%
Loan programmes, 24 months:Conventional 3Private lenders 1VA programme approvals

Medium confidence · As of 2026-10-31

Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with Bal Harbour & Surfside

Flooding and storm surge

Public flood data at this building’s location, read Oct 22, 2026.

FEMA flood zone
Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
Base flood elevation on the map: 9.0 ft.
Hurricane evacuation zone
Zone B
Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
Ground at the building
3.8 ft
Lowest nearby street
3.0 ft
Highest predicted tide, 2026
1.0 ft

Elevations in feet above the NAVD88 datum.

The lowest street next to this building sits 2.0 ft above this year’s highest predicted tide (Oct 27, 2026).

Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.

How we measure thisCompare neighborhoods

Frequently asked

How much do condos at Bay Harbor Club cost?+

There are 2 condos for sale at Bay Harbor Club, from $584,000, with a median asking price of $607,000 ($480/sqft).

How much are the HOA fees at Bay Harbor Club?+

HOA / maintenance fees at Bay Harbor Club run around $1,298 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.

When was Bay Harbor Club built?+

Bay Harbor Club was built in 2015, 8 stories, 42 residences.

Who developed Bay Harbor Club?+

Bay Harbor Club was developed by BH Group. BH Group's own.miami Developer Score is C+ across 3 buildings.

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