Nearest: What Water Remembers, 0.5 mi away

Monad Terrace is a waterfront condominium at 1300 Monad Ter in South Beach, with 15 floors and 60 residences, developed by JDS Development Group and completed in 2021. The building sits in FEMA flood zone AE, part of the Special Flood Hazard Area, where lenders require flood insurance for federally backed or federally regulated mortgages. It is in Miami-Dade hurricane evacuation zone B.
The lowest street beside the building is 0.6 ft above the highest tide predicted for 2026 at Virginia Key, and tides running higher than predicted can reach streets that low. The nearest Publix is 1040 m (about 0.6 miles) away in a straight line.
On the 2025 tax roll, 42% of the 60 units carry a homestead exemption and 17% are owned by a company or trust. The Miami-Dade Clerk recorded 7 resale deeds in the 12 months to October 21, 2026. Financeability is rated good, with an index of 56 of 100: regulated lenders have financed purchases here in the last two years.
Live near more of Miami
What surrounds Monad Terrace: seasonal events, annual programs and lifestyle indexes, measured from the building.
Within a mile. The city planners knew.
3 Publix stores nearby
Distances are straight-line, not walking or driving.
Getting around
South Beach is a walkable urban neighborhood. Transit, parks, dining and landmarks within reach:
A data-grounded score for Monad Terrace from live market data — value, momentum, liquidity, building health, waterfront and age. Computed, not opinion.
Get new listings here before the portals, and a straight answer from someone who knows the building.
Inventory
Sold $/sqft trend
3-month rolling median of closed sales in Monad Terrace; bars are closings per month.
Location
Nearby buildings within half a mile.
Building facts
- Address
- 1300 Monad Ter
- Year built
- 2021
- Floors
- 15
- Residences
- 60
- Developer
- JDS Development Group
- Waterfront
- Yes
- Ranks #1 of 2 scored JDS Development Group buildings
- Asking $2,150/sqft here vs $1,688/sqft across the developer's portfolio
- 59% of the developer's portfolio has no adverse verified record
- All 3 buildings by this developer
Amenities
- · Pool
- · Spa
- · Fitness center
- · Concierge
- · Valet
- · Security
- · Juice bar
Building rules
- Parking
- The building features a porte cochère with valet.
Special assessments & recertification outlook
ClearPublic records checked Oct 29, 2026 (Miami-Dade Clerk, civil docket, Florida DBPR).
Verified records
- PositiveBank financingOct 31, 2026
Regulated lenders recorded 2 purchase or refinance loans on this building in the last 12 months, financing 29% of its recorded sales, and accepted a down payment as low as 15%. A bank writing a condominium loan has just checked the building's reserves, insurance, litigation and owner-occupancy against its own standards — verified due diligence, read from the public record. Financeability Index 51/100.
Source: Miami-Dade Clerk official records
- Built 2021 — its first 25-year structural milestone inspection is due around 2046
Estimated from Monad Terrace’s age and signals in active listings — not an official inspection or reserve report. Always verify the building’s milestone-inspection status and reserves with the association before buying.
Financeability
What the banks say about Monad Terrace: recorded purchase mortgages, the down payments they accepted, and the programmes in use.
Regulated lenders are writing purchase loans here at ordinary down payments — their due diligence on reserves, insurance and litigation, verified by the public record.
- Mortgages recorded, 12 months
- 3
- 2 from banks and credit unions · purchases and refinances
- Sales bank-financed
- 29%
- 7 recorded sales, 12 months · Resales only
- Average down payment
- 27.8%
- Lowest down payment accepted
- 15%
Medium confidence · As of 2026-10-31
Source: Miami-Dade County official records and the FHA/VA approval lists. Aggregates only; individual instruments are never shown. Compare with South Beach
Flooding and storm surge
Public flood data at this building’s location, read Oct 22, 2026.
- FEMA flood zone
- Zone AE: high-risk area. FEMA maps a 1% yearly chance of flooding here.
- Base flood elevation on the map: 8.0 ft (NGVD29).
- Hurricane evacuation zone
- Zone B
- Miami-Dade storm surge planning zones run from A (called first) to E. The county decides which zones evacuate in a storm.
- Ground at the building
- 9.5 ft
- Lowest nearby street
- 1.6 ft
- Highest predicted tide, 2026
- 1.0 ft
Elevations in feet above the NAVD88 datum.
The lowest street next to this building sits 0.6 ft above this year’s highest predicted tide (Oct 27, 2026). Tides that run higher than predicted can reach streets this low.
Estimated from public data, not a flood determination. Check the FEMA flood map and an elevation certificate for this building.
Legal & Regulatory
Material litigation identifiedCivil court cases involving the condominium association, classified by what they are about. Routine collections against individual owners are counted separately and do not affect the building’s standing.
- Active material lawsuits
- 1
- Owner / association disputes
- 0
- Routine collection cases
- 0
- DBPR complaints
- 1
- Open DBPR complaints
- 0
- Construction defectsActiveassociation as plaintiff · Filed Mar 2026
The condominium association filed a lawsuit against a property owner and several contractors, including a construction and development firm and an architecture and interior design firm, regarding construction defects.
Source: Miami-Dade Clerk civil docket, summarized by own.miami
DBPR registration PR76463 · Approved,Recorded. Public complaints on record with the Florida Division of Condominiums; investigations are confidential and not counted.
Court records are matched to the association by name and summarized by us; a case is a claim, not a finding. Ask the association for its litigation disclosure before buying.
Frequently asked
How much do condos at Monad Terrace cost?+
There are 3 condos for sale at Monad Terrace, from $4,125,000, with a median asking price of $4,299,000 ($2,150/sqft).
How much are the HOA fees at Monad Terrace?+
HOA / maintenance fees at Monad Terrace run around $6,229 per month among units currently for sale; the exact fee varies by unit size and line, so confirm the current amount with the listing or the condo association.
Is Monad Terrace a waterfront building?+
Yes — Monad Terrace is a waterfront building (South Beach).
When was Monad Terrace built?+
Monad Terrace was built in 2021, 15 stories, 60 residences.
Who developed Monad Terrace?+
Monad Terrace was developed by JDS Development Group.
We track every listing here, every day. Get the next one before it hits the portals — and a straight answer from someone who knows the building.
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