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Miami condo buyer guides

Straight answers on buying a Miami condo — financing, closing costs, HOAs and special assessments, foreign-buyer basics, and how to read the market.

Miami · Aug 26, 2026

Warrantable vs Non-Warrantable Condos in Miami

Fannie Mae's project rules decide whether a Miami condo building qualifies for a conventional loan, whatever your credit. Here is what they test and how 806 buildings score.

Miami · Aug 26, 2026

Miami Condo Closing Costs: Doc Stamps, Title and Fees

What a Miami-Dade condo closing costs: deed stamps at $0.60 per $100, loan taxes for financed buyers, buyer-paid title insurance and capped estoppel fees.

Miami · Aug 26, 2026

How Much Money Do You Need to Buy a Miami Condo?

The cash a Miami condo takes: down payment by loan type, closing costs set by Florida law and local custom, and monthly HOA dues and taxes, with real neighborhood numbers.

Miami · Aug 26, 2026

How to Buy a Condo in Miami: A Step-by-Step Guide

The path to a Miami condo, from budget and financing to the condo-document review window and closing, with HOA and lending figures from our own records.

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Listing information is provided by the Miami Association of REALTORS®. IDX information is provided exclusively for consumers’ personal, non-commercial use.

Information is deemed reliable but not guaranteed. Listing data may not reflect all real estate activity in the market. Properties marked with the IDX logo are provided courtesy of the listing brokerage.

Based in part on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS® for the period October 14, 2019 through November 1, 2026.

🏠 Equal Housing Opportunity. Own Miami is a marketing and technology platform operated by Innate Duty LLC; it is not a real estate brokerage, does not represent buyers or sellers, and is not affiliated with any other company using a similar name. See our Fair Housing statement and IDX disclaimer.

© 2026 Innate Duty LLC.

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