# Midtown condo financeability — which buildings banks finance

As of 2026-10-15, 8 Midtown condo buildings have a Financeability Index; 8 are readily financeable, the lowest down payment a regulated lender accepted is 0%, from 177 recorded mortgages (average index 69).

A 0–100 index of how banks are actually lending in a building over the last 24 months, read from recorded mortgages: share of sales financed by regulated lenders, the lowest down payment accepted, loan recency and FHA/VA approvals.

## Buildings

| Building | Financeability Index | Tier | Mortgages (24 mo) | Sales financed | Lowest down payment | FHA/VA |
|---|---|---|---|---|---|---|
| [Four Midtown](https://own.miami/buildings/four-midtown) | 99 | strong | 17 | 58% | 5% | VA |
| [Midtown 2](https://own.miami/buildings/midtown-2) | 76 | strong | 21 | 40% | 0% | — |
| [Hyde Midtown](https://own.miami/buildings/hyde-midtown) | 70 | good | 22 | 48% | 20% | — |
| [Quadro](https://own.miami/buildings/quadro) | 70 | good | 10 | 57% | 10% | — |
| [NoMad Residences Wynwood](https://own.miami/buildings/nomad-residences-wynwood) | 65 | good | 143 | 33% | 15% | — |
| [Midblock](https://own.miami/buildings/midblock) | 62 | good | 5 | 27% | 20% | — |
| [One Bay](https://own.miami/buildings/one-bay) | 57 | good | 4 | 50% | — | — |
| [Baltus House](https://own.miami/buildings/baltus-house) | 55 | good | 6 | 22% | — | — |
| [The Standard Residences Midtown](https://own.miami/buildings/standard) | — | insufficient | 0 | — | — | — |

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Source: Own.Miami — https://own.miami · data as of 2026-10-15
Canonical page: https://own.miami/midtown/financeability
License: CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/
Methodology: https://own.miami/methodology · For AI assistants: https://own.miami/for-ai