# Downtown condo financeability — which buildings banks finance

As of 2026-10-15, 27 Downtown condo buildings have a Financeability Index; 24 are readily financeable, the lowest down payment a regulated lender accepted is 3%, from 927 recorded mortgages (average index 68).

A 0–100 index of how banks are actually lending in a building over the last 24 months, read from recorded mortgages: share of sales financed by regulated lenders, the lowest down payment accepted, loan recency and FHA/VA approvals.

## Buildings

| Building | Financeability Index | Tier | Mortgages (24 mo) | Sales financed | Lowest down payment | FHA/VA |
|---|---|---|---|---|---|---|
| [Centro](https://own.miami/buildings/centro) | 96 | strong | 20 | 50% | 10% | VA |
| [Mint at Riverfront](https://own.miami/buildings/mint-at-riverfront) | 92 | strong | 21 | 50% | 10% | VA |
| [Loft Downtown II](https://own.miami/buildings/loft-downtown-ii) | 90 | strong | 19 | 63% | 5% | — |
| [Vizcayne](https://own.miami/buildings/vizcayne) | 86 | strong | 15 | 43% | 5% | — |
| [Ivy at Riverfront](https://own.miami/buildings/ivy-at-riverfront) | 83 | strong | 20 | 55% | 5% | — |
| [Loft 1](https://own.miami/buildings/loft-1) | 81 | strong | 2 | 33% | 9.3% | VA |
| [50 Biscayne](https://own.miami/buildings/50-biscayne) | 80 | strong | 17 | 60% | 10% | — |
| [Paramount Miami Worldcenter](https://own.miami/buildings/paramount-miami-worldcenter) | 80 | strong | 23 | 38% | 3% | — |
| [Marina Blue](https://own.miami/buildings/marina-blue) | 79 | strong | 14 | 35% | 5% | — |
| [Ten Museum Park](https://own.miami/buildings/ten-museum-park) | 79 | strong | 10 | 36% | 5% | — |
| [One Miami East](https://own.miami/buildings/one-miami-east) | 77 | strong | 10 | 50% | 10% | — |
| [Wind by Neo](https://own.miami/buildings/wind-by-neo) | 77 | strong | 10 | 39% | 7.8% | — |
| [900 Biscayne Bay](https://own.miami/buildings/900-biscayne-bay) | 76 | strong | 22 | 40% | 6% | — |
| [One Miami West](https://own.miami/buildings/one-miami-west) | 73 | good | 16 | 46% | 12.6% | — |
| [Neo Lofts](https://own.miami/buildings/neo-lofts) | 71 | good | 2 | 50% | 10% | — |
| [E11EVEN Hotel & Residences](https://own.miami/buildings/e11even-hotel-and-residences) | 67 | good | 191 | 26% | 3.5% | — |
| [District 225](https://own.miami/buildings/district-225) | 64 | good | 198 | 38% | 20% | — |
| [Casa Bella Residences](https://own.miami/buildings/casa-bella-residences) | 61 | good | 82 | 34% | 20% | — |
| [Marquis](https://own.miami/buildings/marquis) | 60 | good | 12 | 38% | 20% | — |
| [Met 1](https://own.miami/buildings/met-1) | 60 | good | 8 | 27% | 7% | — |
| [Aston Martin Residences](https://own.miami/buildings/aston-martin-residences) | 59 | good | 54 | 13% | 5% | — |
| [The Crosby](https://own.miami/buildings/the-crosby) | 57 | good | 247 | 39% | 20.6% | — |
| [The Elser](https://own.miami/buildings/the-elser) | 55 | good | 15 | 20% | 25% | — |
| [501 First Residences](https://own.miami/buildings/501-first-residences) | 53 | good | 201 | 33% | 25% | — |
| [Yotel Pad](https://own.miami/buildings/yotel-pad) | 37 | limited | 7 | 13% | 25% | — |
| [Natiivo Miami](https://own.miami/buildings/natiivo-miami) | 29 | cash | 2 | 0% | 30% | — |
| [One Thousand Museum](https://own.miami/buildings/one-thousand-museum) | 27 | cash | 3 | 13% | — | — |
| [Epic Residences](https://own.miami/buildings/epic-residences) | — | insufficient | 0 | — | — | — |

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Source: Own.Miami — https://own.miami · data as of 2026-10-15
Canonical page: https://own.miami/downtown/financeability
License: CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/
Methodology: https://own.miami/methodology · For AI assistants: https://own.miami/for-ai